Health Insurance Requirements for Expats Living in Mexico
In recent years, Mexico has emerged as the top destination for U.S. expats. In fact, recent data from the United States Department of State shows that an estimated 1.6 million Americans now live in Mexico. However, if you are considering moving to Mexico, you must understand the local healthcare system and your insurance needs.
What you should know about Mexico’s public healthcare system
Keep in mind that your current health insurance might not be valid in Mexico. This can be a huge concern because, without the right coverage, a sudden illness or accident can result in hefty medical bills.
That said, expats planning to stay in Mexico long-term can opt for coverage under Instituto Mexicano del Seguro Social (IMSS). This Mexico Insurance covers various medical needs, including surgeries, and even covers income lost due to health issues.
However, like many public healthcare systems, IMSS can sometimes fall short. Despite its broad reach, it might not cover specific services or treatments. Additionally, it might not connect you with your preferred doctor or specialist. This can be restrictive, especially if you are used to more personalized care.
The case for private global health insurance for expats
IMSS struggles with problems common to public healthcare globally — long wait times, inconsistencies in care quality, and overcrowded facilities. Furthermore, some of Mexico’s best doctors and healthcare institutions are not part of IMSS.
Given the limitations of IMSS, no wonder private global health insurance has become an attractive alternative for many expats. This option provides access to a wider network of private healthcare professionals and world-class medical facilities. Moreover, a global health insurance plan can cover areas IMSS might omit, like specific pre-existing conditions. You can even add provisions like air evacuation to your policy, ensuring you are taken care of in emergencies.
Get your global health insurance quote today!
If you are planning to move to Mexico, health insurance should not be an afterthought. While the complexities of a new country’s healthcare system can be daunting, you don’t have to navigate it alone. Reach out to a reputable US-based insurance agent like West Coast Global Insurance Services.
At West Coast Global Insurance Services, they have been providing insurance solutions since 2004.They can connect you with top-rated insurance carriers, helping you review, compare, and buy the best global health insurance policy for your needs and budget. Don’t wait to secure the best health insurance for expats — click here for a free quote, or visit www.westcoastri.com for more information!
